Pay Yourself First !
When you Pay Yourself First!, you set aside your savings, and what is left becomes the amount you can spend. However; most people do the opposite… we spend and then hope to have savings left over.
By paying yourself first, you acknowledge that your long term goals are a priority. This pay yourself first fundamental creates a behavior pattern, in which savings becomes automatic, and therefore there aren’t any excuses for why we couldn’t save this month.